| NEW YORK (MarketWatch) -- Bank of America Corp.'s third-quarter net income fell 32% from a year ago as trading losses, write-downs on a wide variety of loans and soaring reserves for likely future loan losses undermined profit, financial results showed Thursday. The last of the nation's top three banks to report results this week, the Charlotte, N.C.-based company (BAC) chalked up big charges due to credit- related turmoil, suggesting that the problems in the credit market may yet be closer to the beginning than to the end. Bank of America's shares fell 3%, to $48.50 in pre-market trade. Bank of America's third-quarter earnings skidded to $3.7 billion, or 82 cents a share, from $5.42 billion, or $1.18 a share, a year earlier, hurt in part by a decline in global corporate and investment-banking revenue.
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